60-second quiz

Is Your Financial Advisor Delivering the Value You Need?

Use six practical questions to review fee clarity, tax coordination, decision support, and planning for your business and household.

Reviewed by Nicky Morong, CFP®, CLU®Peterkin Financial · methodology and disclosures

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What useful financial advice should help you evaluate

Investment implementation is only one part of an advisory relationship. The Scorecard looks for planning value that connects money to real decisions.

Fees

Can you translate your total cost into dollars and explain what the fee includes?

Taxes

Are account types, asset location, tax returns, and outside professionals considered together?

Decisions

Does your advisor help model important choices before you commit money or change course?

Resources for Business Owners

Expert guidance on finding the right financial advisor for your business.

Is My Financial Advisor Worth It?

A guide for business owners paying $20-40K+ per year in advisor fees.

What to Look For in an Advisor

Why business owners need a different kind of financial planner.

Fee-Only vs 1% AUM

The math behind flat-fee planning vs. the traditional percentage model.

5 Signs of a Bad Advisor

Warning signs your advisor doesn't understand business owners.

The $40,000 Question

What you're actually paying your advisor — and what you should be getting.

Questions They Hope You Don't Ask

The questions that actually reveal whether your advisor is worth it.

Flat Fee Financial Planning

Why business owners are switching to flat-fee advisors.

What Is a Fiduciary Advisor?

Why fiduciary status matters more when you own a business.

Go deeper

Best resources to pressure-test your advisor

Start with the quiz, then use the strongest guides and calculators below. Use the guides and calculators that match the decision you are trying to make.

Explore Resources Create Your Snapshot Get the Free Audit Kit

The Hidden Cost of a 1% Advisor

Translate percentage fees into real annual dollars.

How the Scorecard Works

See the scoring dimensions, limitations, reviewer, and commercial disclosure.

Business Owners

Financial Advisor for Business Owners

Know what owner-specific advice should actually cover.

Advisor Fee Calculator

Turn your advisor fee into a real annual dollar number.

1% AUM Cost Calculator

See how percentage fees compound over time.

Flat Fee vs. AUM

Compare pricing models for business-owner complexity.

Prepare for Your Advisor Meeting

Bring the right documents, decisions, and questions to the conversation.

Build a Better Money Team

Clarify the roles of your advisor, CPA, attorney, and other professionals.

New Pillar Guide

Portfolio Income for Business Owners

Use investments to build flexible income before or beyond traditional retirement.

Planning Perspectives

Practical financial ideas for owners who want clarity.