60-second quiz

Is Your Financial Advisor Delivering the Value You Need?

Use six practical questions to review fee clarity, tax coordination, decision support, and planning for your business and household.

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📊 Instant educational result

What useful financial advice should help you evaluate

Investment implementation is only one part of an advisory relationship. The Scorecard looks for planning value that connects money to real decisions.

Fees

Can you translate your total cost into dollars and explain what the fee includes?

Taxes

Are account types, asset location, tax returns, and outside professionals considered together?

Decisions

Does your advisor help model important choices before you commit money or change course?

Popular guides and tools

Use a focused guide or calculator to turn your score into better questions about fees, taxes, planning and decision support.

Fee-only vs. 1% AUMCompare pricing models in real dollars. Financial advisor costsSee what common fee models charge and include. Is my advisor worth it?Compare annual cost with observable value. Questions to ask an advisorKnow what a useful answer sounds like. Financial advisor red flagsRecognize weak coordination and unclear service. Tax-literate financial adviceClarify how an advisor and CPA should coordinate. Flat-fee financial planningUnderstand scope, pricing and tradeoffs. Verify fiduciary statusCheck registrations, duties, fees and conflicts. Advisor Fee CalculatorTranslate a percentage fee into annual dollars. 1% AUM Cost CalculatorIllustrate percentage-based fees over time. Portfolio Income CalculatorEstimate withdrawals, target balance and fees. Tax Strategy Gap CheckFind questions that can fall between professionals. Southern California planning guideConnect owner pay, California taxes and personal wealth. Browse all resourcesExplore every guide, calculator and checklist.

Go deeper

Best resources to pressure-test your advisor

Start with the quiz, then use the strongest guides and calculators below. Use the guides and calculators that match the decision you are trying to make.

Explore Resources Create Your Snapshot Advisor Review Checklist

The Hidden Cost of a 1% Advisor

Translate percentage fees into real annual dollars.

How the Scorecard Works

See the scoring dimensions, limitations, editorial approach, and commercial disclosure.

Business Owners

Financial Advisor for Business Owners

Know what owner-specific advice should actually cover.

Advisor Fee Calculator

Turn your advisor fee into a real annual dollar number.

1% AUM Cost Calculator

See how percentage fees compound over time.

Flat Fee vs. AUM

Compare pricing models for business-owner complexity.

Prepare for Your Advisor Meeting

Bring the right documents, decisions, and questions to the conversation.

Build a Better Money Team

Clarify the roles of your advisor, CPA, attorney, and other professionals.

New Pillar Guide

Portfolio Income for Business Owners

Use investments to build flexible income before or beyond traditional retirement.

Financial Planning After Selling a Business

Coordinate taxes, liquidity, investing, and income after a sale.

Portfolio Income Calculator

Estimate how much monthly income a portfolio may support.

Planning Perspectives

Practical financial ideas for owners who want clarity.

Who’s behind the Scorecard?

Meet the planner behind your next step.

Nicky Morong, CFP®, CLU®, helps business owners connect taxes, cash flow, investments and fees into one plan. Start with a private Elements snapshot so she can see the full picture.

Create Your Private Financial Snapshot About Nicky →