Use the tool that matches the decision in front of you
These tools turn vague concerns into numbers and questions you can bring to a current or prospective advisor. They do not grade investment performance, recommend a product, or determine whether an advisor should be replaced.
Advisor Fee Calculator
Estimate your annual fee in dollars and compare it with the planning you receive. Use the result to ask what services the fee includes.
1% AUM Cost Calculator
Illustrate percentage-based advisor fees across a chosen number of years. Compare the total with the work included in the relationship.
Portfolio Income Calculator
Estimate monthly withdrawals, the portfolio required for a target, annual fees, and first-year outflow. Treat the result as a planning input, not a guarantee.
Tax Strategy Gap Checklist
Review whether tax and financial-planning decisions have clear owners and deadlines. Use the result to prepare coordination questions.
A practical order of operations
- Translate the fee into dollars. Start with the Advisor Fee Calculator so the cost is concrete.
- Understand the time horizon. Use the AUM calculator to see a simple, non-compounded illustration across several years.
- Connect money to flexibility. Estimate potential monthly withdrawals with the Portfolio Income Calculator.
- Look beyond investments. Use the Tax Strategy Gap Checklist to identify coordination questions for your advisor and CPA.
Bring the outputs to a real planning conversation. The useful question is not whether a number is automatically “too high” or “too low,” but what services, decisions, risks, and coordination are included.
Guides that use these tools
Financial Advisor Costs and Fees
Use the fee calculators with a guide to pricing models and included services.
Fee-Only vs. 1% AUM
Compare dollar costs, scope and incentives across common models.
Portfolio Income for Business Owners
Connect withdrawal estimates with taxes, risk and flexibility.
Tax Coordination for Business Owners
Turn checklist gaps into clear questions for the advisor and CPA.
Take the Financial Advisor Scorecard to review the broader advisory relationship.
